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Sakina Nadir Ali Group
In this Group: Sakina , Zainab , Mussarat , Nasreen , Zubaida , Bilquis
Sakina baji is a wife of N. A. and a citizen of a city named Vehari, Pakistan, for the past 10 years. She is the mother of two sons. Both of her kids are getting an education from a school located near her house. Her husband has been running a tea stall in the community for the past five years. People come to his stall for taking tea.

Sakina baji is involved in preparing embroidered clothes. She prepares embroidered dresses and sells them to the cloth markets and earns profit. She saves her income in a committee and plans to renovate the house from the committee amount. She is applying for a loan to buy tea, sugar and milk to expand her husband’s tea stall.

She is the group leader for some more women from her locality. Zainab baji, Mussarat baji and Nasreen baji each want a loan to buy groceries for their grocery shops. Zubaida baji and Bilquis baji each want a loan to buy material (lentils, cooking oil and spices) for their food business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 80.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina Nadir Ali Group's $775 loan helped a member to buy tea, sugar and milk for a tea stall.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2009
Mar 8, 2009
Currency Exchange Loss:
May 26, 2010