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Mary Lucy
For five years, Mary Lucy has been selling beauty products. She started out helping a family member by selling, but later decided to become a beauty consultant and to sell for herself.

Besides this small business, Mary Lucy has been selling beer for 12 years. Initially, she started this business selling only soft drinks, but competition with other stores was stopping her business from growing and so after observing the market, she decided to sell only beer and to sell at nighttime.

Part of the money she makes from beer sales goes to help her mother, a senior citizen. She also uses her income to invest in her children's studies and finally the money from her cosmetics' sales is used to pay for medications which she needs for her asthma. Her husband, who works painting buildings, helps her with the majority of the household expenses.

Desde hace cinco años. Mary Lucy vende productos de belleza desde hace cinco años. Empezó ayudando a un familiar a vender, pero luego se animo a ser una consultora de belleza y vender por su cuenta.

A parte de este pequeño negocio, Mary Lucy se encarga también de vender cervezas desde hace doce años. Al inicio empezó este negocio vendiendo solo gaseosas, pero la competencia de las tiendas no permitía que su negocio creciera, entonces luego de observar al mercado se le ocurrió solo vender cervezas y en un horario nocturno.

Una parte del dinero que gana gracias a las cervezas es para ayudar a su mamá, que es una persona de tercera edad. En segundo lugar el dinero lo invierte en el estudio de sus hijos y ahora último, el ingreso de la venta de sus cosméticos los gasta en los medicamentos que, como asmática, ella requiere. Su esposo, quien trabaja como pintor de edificios, la ayuda con la mayoría de gastos del hogar.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,372,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped Mary Lucy to buy cosmetics and her medication.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 20, 2009
Mar 12, 2009
Currency Exchange Loss:
Jun 21, 2009