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Nawab John Mohammad Group
In this Group: Nawab , Hanifan , Ayesha , Nasreen , Mukhtaran , Shamim Akhtar
Nawab baji is 57 years old and a married lady and citizen of a city named Vehari, Pakistan for the past 7 years. Her husband's name is J. M. and he has been running a tea stall in the community for the past 5 years. People come to his stall for taking tea.

Nawab baji is the mother of two sons. Her elder son runs a small restaurant in the food market. His brother is 15 years old and doesn’t do anything. Nawab baji is an older lady so she keeps herself busy with household work. She successfully repaid her first loan from Asasah (a micro-finance institute in Pakistan). Now she is applying again for a loan to buy material (lentils, cooking oil and spices) for her elder son’s food business.

She is the group leader for some more women from her locality. Hanifan baji and Ayesha baji each want a loan to buy material (wood and furniture polish) for their furniture-making business. Nasreen baji wants a loan to buy groceries for her grocery shop. Mukhtaran baji wants a loan to buy vegetables to sell. Shamim Akhtar baji wants a loan to buy cigarettes to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 80.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nawab John Mohammad Group's $1,225 loan helped a member to buy material for food business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2009
Mar 7, 2009
Currency Exchange Loss:
May 28, 2010