Mrs. Sina S., 29, and her husband, Mr. Chum Keo, 34, live on an island in the Mekong River about fifteen kilometers from Phnom Penh, the capital city of Cambodia. They were married in 2000 and have three sons, all of whom attend school. Sina has been a silk weaver since 1993. She also taught her husband to weave silk. They sell their finished products to the middleman in the village who then takes it to sell at the market in Phnom Penh. Sina is interested in creating another business selling sugarcane juice, but she lacks startup money. Therefore, Sina is requesting a loan of $200 to purchase a sugarcane juicing machine.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.