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Epenesa
Epenesa L., 52, is married with 6 children. She has 3 year experience in the fishing business. She sells to the general public and villagers, 4 days per week. She has made 2 previous loans with SPBD. She expects her weekly net cash flow to be 600 Tala (~250 USD). SPBD loans are Epenesa’s only access to capital because she was never able to qualify for a loan with the traditional banks. Her loan will be used to buy a new canoe to replace the old one, some fishing equipment and a fishing net.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 21
    View loans »
    Samoa Loans Fundraising
  • $6,856,575
    Funds lent in using Kiva
  • 3.1
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Epenesa to buy fishing equipment such as; fishing net, goggles, fishing spear, canoe and fishing suit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 12, 2009
Listed
Mar 6, 2009
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2010