SPBD loans are Luaupu’s only access to capital because she was never able to qualify for a loan with the traditional banks. Her loan will help pay her children's school fees because the business is running well and it is generating enough income for her family to survive on.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
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