Esi A. is a fifty year old widow and the mother of five children. All her children are still in school. She is a trader who trades in plantain, cassava, and yam. She buys her stock in bulk from Oda and supplies them to her customers. She is, however, convinced that her business can grow better with increased working capital. She therefore wants this loan to buy more cassava, plantain, and yam to increase her stock and earn a larger income to finance the education of her children.
Esi belongs to the community group called Winners Trust Group. In this group, members guarantee for one another as social collateral to access loans and act as peer pressure to repay the loan. Esi desires to work harder to give her children the best education.
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