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Nov H. is 53 years old and lives with her husband in Kampong Cham province. She sells fermented fish at the market to earn a living and is able to make around US$ 20 in revenue each day. Her husband is a farmer who grows rice and vegetables and makes US$ 5 a day. This couple has three children, two of whom are in school and one who is a farmer. Nov H. would like to take out a loan to purchase more fermented fish to re-sell.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nov purchase fish to re-sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Mar 4, 2009
Currency Exchange Loss:
Nov 15, 2009