Loy Y. is 46 years old and lives with her husband in the Kampong Cham province. She sells desserts to earn a living, and is able to make about $3 per day. Her husband earns $2 by running a moto-taxi. This couple has three children, two of whom are construction workers.
Mrs. Loy Y. would like to take out a loan to purchase a motorbike for her husband to operate a moto-taxi business.