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Sot T., 29, is married and resides with her husband, her elderly mother and two of her children in the Kampong Cham province. She is a rice farmer who typically makes US$1 per day. Her husband is a worker who breaks rocks and sells them. On average, he makes US$4 per day. Two of their children are students. Mrs. Sot T. would like to take out a loan of US$600 to purchase a motorbike and tools to make ice cream. She will start a new business selling ice cream. (Mrs. Sot is pictured with her husband, two of her children and her mother.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,692,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sot ice-cream-making tools and a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 12, 2009
Mar 3, 2009
Currency Exchange Loss:
Sep 16, 2010