Lourdes is a trader. She travels to Desaguadero, on the border with Peru, to buy large quantities of women's clothing which she then sells in El Alto's markets. Her husband helps her with her work, because like many Bolivian men, he is currently unemployed. The couple have their own home, in the El Alto neighbourhood of Estrella de Belen/ Rio Seco. Lourdes will use this loan to buy merchandise (women's clothing), so that she can meet the demand that exists for her products. This is her first loan from Impro, but she has been fully evaluated as a potential client and deemed eligible to receive the loan she has requested.
Lourdes es comerciante, viaja a Desaguadero frontera con la Republica de Perú donde compra por cantidad ropa para damas para comercializarla por docenas en las ferias populares de la ciudad de El Alto, el esposo colabora con ella porque es desempleado como muchos hombres bolivianos que deciden trabajar con la pareja. Tiene su casa propia ubicada en la zona Estrella d Belen – Rio Seco de la misma Ciudad.
El crédito lo destinara para la compra de mercadería (ropa de mujer) de esa forma podrá satisfacer la cantidad de demanda que tiene en su mercado.
Es el primer crédito con Impro, la evaluación realizada califica para la aprobación del préstamo solicitado por la prestataria.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.