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Shahnaz Kosar M.arshad Group
In this Group: Shahnaz Kosar , Naseem Begum , Razia , Farhat
Shahnaz Kosar baji has resided in a city named Vehari, Pakistan for the past 10 years. Zareena baji is married to a man whose name is M. A. and he has a business selling motor oil. He buys oil from factories and sells to customers who require it.

Shahnaz baji is the mother of two kids: one son and one daughter. Both of her kids are getting an education from a school located near their house. She prepares embroidered clothes to pay the school fees of her kids. She is applying for a loan to buy more motor oil to sell.

She is the group leader for some more women from her locality. Naseem begum baji wants a loan to buy a buffalo for her milk-selling business. Razia baji wants a loan to buy scrap for her scrap business. Farhat baji wants a loan to buy a donkey cart for transport.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 79.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz Kosar M.arshad Group's $575 loan helped a member to buy motor oil to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 3, 2009
Currency Exchange Loss:
May 18, 2010