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S. is 46 years old and a resident of Pursat Province. She is a widow, and she has seven children: the first three are working in a private company, and the other four are students. S. is a local vegetable seller to the villagers in the market. She gets up in the morning to buy vegetables from the field in bulk and hurries, taking them to the market to sell retail at a good price. She is a struggling mother and a responsible neighbor.

S. recently faces difficulty with transportation. So S. is looking for a loan to buy a motorbike for herself and her family. The loan will help the family attain a better standard of living. S. was not available during the photograph so her son is taken instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,130.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Siek to buy a motorbike for herself and her family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2009
Mar 9, 2009
Currency Exchange Loss:
Sep 15, 2009