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H. is 49 years old and a resident of Pursat Province. She has seven children: the first two are married and live separately, the second two work with her husband, and the last three are students. H. is married to Din, 50, who works at gathering stones to sell; he gathers them from the mountain far from the village.

H. is a local farmer on a big plot of farmland inherited from her parents which she has always harvested for customers twice a year since 2000. To help the family's income, H. also raises piglets in the pigpen behind her house.

H. is tired of hiring her neighbor's buffalo to plow her farmland. So she is looking for a loan to buy a pair of buffaloes for her plowing. She dreams of having a degree for her children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,130.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Try to buy a pair of buffaloes for her plowing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2009
Mar 3, 2009
Currency Exchange Loss:
Mar 15, 2010