Rosina Ameyaa is 36 years old. She is divorced and provides for two daughters. One of her children is in senior high school and the other attends the basic school. She lives with them in a rented apartment in a town called Dormaa Ahenkro in the Brong Ahafo region of Ghana. Dormaa is an agricultural town, about a 45 minute drive from Sunyani, the regional capital. She works very hard to make enough income to provide for the family, and most importantly to settle the children’s school bills. Rosina trades in ready–made textiles, buying the textiles in Kumasi, a nearby city, and selling them in town. She also travels to other towns to market her products. She has been in business for two years. Rosina wants a loan to increase her working capital so she can purchase textiles in bulk. Rosina hopes to give her children the best education she can afford.