Mario left Inhambane for Namaacha, a town on the border of Swaziland, with his oldest brother after having lost their parents. Having arrived in Namaacha he continued with his studies and completed the 6th grade. Years later he is employed in the TDM as a service operator of telecommunications. Today he has been a permanent employee for more than 15 years and earns a salary of 5,500MT working from 7am until 2pm on the morning shift and from 2pm until 10pm on the night shift.
He married his wife, and since living together with his brother was no longer agreeable he felt obligated to leave his brother's house and moved into a rental home while he builds his own home. Since he does not have sufficient funds to finish the work, he approached us and solicited a loan to finish his work. He is responsible for his sister in law and his brothers who live in Inhambane. He sends them 1,000MT every 4 months and is unable to save any money while his home is in construction.
This is Mario's second loan with Hluvuku and his first with Kiva. The first oan of 8,000MT was used to purchase chickens for resale. This time Mario intends to use the 20,000MT to purchase construction materials. Mario and his family live in their own home and he is confident that he can pay off the loan before the maturity date in order to request another loan.
mario sai de inhambane a namaacha uma vila na fronteira de swazilandia com o seu irmao mais velho apois ter perdido os seus pais, chegado a namaacha continua com os seus estudos e faz a 6 classe. anos depois e empregado nas TDM como operador de servico de atendimento de telecomunicacoes,hoje e funcionario permanente amais de 15 anos e aufere um salario no valor de 5.500.00mt trabalhando das 7h as 14h no periodo da manha e das 14h as 22h no periodo da noite. junta se com sua esposa e a convivencia com o irmao já não era agradavel assim sente se obrigado a sair de casa do irmao e passa a viver numa casa de aluguer enquanto construia a sua propria casa mas como não tinha fundo suficiente para concluir a sua obra, aproxima se aos nossos servicos e solicita um emprestimo para dar continuidade da sua obra. Responsabiliza se pela sua cunhada e pelos seus irmaos estes que vivem em inhambane mandando lhes em cada 4 meses um valor de 1.000.00mt e não consegue poupar nenhum valor pois a sua obra esta em construcao.
Este e o segundo emprestimo de mario na hluvuku e o primeiro com kiva.o primeiro de 8.000.00mt foram usados para comprar pintos para revenda, desta vez mario pretende usar os 20.000.00mt para conprar material de contrucao. Mario e sua familia vivem em casa propria e esta confiante que vai desembolsar o emprestimo antes do tempo determinado e pedir um novo emprestimo.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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