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Ana Patricia
Ana Patricia is 32 years old, she is single and has 2 children who are studying, she works as chief of personnel at San Antonio supermarket. She works 12 hours every day, Wednesdays is her day off, and she dedicates this day to solve her family problems, she lives with her mom, because she doesn't have a house, but as she is the only one working at home, she is the one doing home improvements. She is very responsible and this ninth loan she is planing to pay it in less time than the term, to keep on with the credits from AFODENIC, where she has found support every time she needed. Some time ago her partner borrowed her mom's house deed to get a loan he never paid, then he left her for another woman and Ana Patricia had to pay his debt and her mom's deed.
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Ana Patricia de 32 años de edad, es soltera, tiene 2 hijos estudiando, trabaja como jefa de personal en el Super San Antonio, con 12 horas laborales todos los dias, su dia libre es el miercoles, el que destina para resolver los problemas familiares, no posee vivienda, habita en casa de su mama, pero como ella es la unica que trabaja de la familia es quien esta mejorando la vivienda, es muy responsable y este noveno credito plantea que tambien lo pagara en menos tiempo para continuar con los creditos en AFODENIC, donde ha encontrado acogida, pues siempre halla apoyo cuando lo ha necesitado, ya que en una oportunidad su compralero presto la escritura de la casa a su mama saco un credito no lo pago y se fue con otra y ella tuvo que responsabilizarse a pagar y enregar la escritura a su mamá.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 141
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ana Patricia improve her bedroom.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Feb 3, 2009
Mar 7, 2009
Currency Exchange Loss:
Jan 19, 2011