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Flor Del Carmen
Flor del Carmen U. S. lives in Lourdes in the west part of El Salvador. She's married and she's 42 years old. She lives with her husband and son. Flor is a hard-working woman and a pillar of strength to her family.

About 8 years ago, Flor decided to open up a small store which she runs out of her own home so that she could help her husband pay the monthly bills. Now, that same store is growing and growing due to the enterprising spirit and amiability Flor demonstrates to all her clients. She's also selling school supplies such as notebooks and pens. She tries to stock-up her store with all the products that her clients demand.

Flor is requesting a loan to purchase more merchandise for her store since she would like to keep growing and to keep offering the best products to her clients.
View original language description ↓
Flor del Carmen U. S., vive en Lourdes en el Occidente de El Salvador es una mujer casada con 42 años de edad, vive con su esposo y un hijo. Flor es una mujer trabadora y un pilar en la familia, hace ocho años Flor tiene la idea de poner una tienda en su casa para apoyar a su esposo y ayudar en los gastos de la familiares; pero ahora esa tienda que era hace ocho años ha ido creciendo por el espíritu emprendedor y la amabilidad que Flor muestra con sus clientes, ahora Flor también vende productos de papelería como cuadernos, lapiceros plumones, ella trata de surtir su tienda con los productos que sus clientes le demandan. Flor solicita un crédito para compra de mercadería para su tienda, ya que quiere seguir creciendo y ofrecer variedad de productos a sus clientes.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Flor Del Carmen to purchase more merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Mar 7, 2009
Currency Exchange Loss:
Aug 22, 2010