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Siempre Unidos Group
In this Group: Juana Rosa, Miriam, Jeramil, Gladis Melva, Isabel, Jose Carlos, Roxana, Gloria Elena, Sonia, Americo, Javier, Aydee, Hermelinda, Juan, Laura, Giovana, Kely
This bank's name translates to "Always United". They are 17 members. They all live in the district of San Jeronimo. Our members are involved in sales. Some have small convenience stores, some have fast-food stands, some have small hardware stores, some sell plastics, and some raise trout.

Our members would like to use this loan in order to stock up and increase inventory for their stores and small businesses. By doing this, they hope to attract more clients and hopefully grow even more.

These members are very thankful and very appreciative of this loan. They have agreed to pay the monthly amount and the total loan amount on time.
View original language description ↓
Este banco lleva como nombre “SIEMPRE UNIDOS”, sus socios son un total de 17 miembros, ellos viven en el distrito de san jerónimo, nuestros socios tienen diferentes actividades, para lo cuál requieren el préstamo.

Los socios se dedican al comercio, muchos de ellos tiene pequeñas tiendas de abarrotes, otro grupo tiene puestos de ventas de comida rápida, otros socios tiene pequeñas ferreterías, y otros tiene tiendas de venta de plásticos, otras socias tiene criaderos de truchas. Nuestros socios desean esté préstamo como un capital para poder abastecer sus tiendas y pequeños negocios y así convocar mayor número de clientes y que sus negocios puedan crecer mas.

Los socios valoran y agradecen de manera especial el préstamo otorgado por este medio comprometiéndose de esta manera a pagar las cuotas establecidas y el total del préstamo en el tiempo determinado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $59,068,450
    Funds lent in using Kiva
  • 3.3
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Unidos Group's $3,975 loan helped a member to increase merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 27, 2009
Mar 6, 2009
Currency Exchange Loss:
Jul 15, 2009