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Rukhsana Group
In this Group: Rukhsana , Rubina Naz , Safaide
Rukhsana baji is the wife of M. A. and has resided in a city named Riwind, Pakistan for the past 10 years. Rukhsana baji is the mother of three kids: one son and two daughters. All of her kids are getting an education from a local school. Rukhsana baji belongs to a family of farmers, so she mostly spends time with her buffalos and taking care of them. Presently she has two buffalos at her house. She gets milk from them and sells it to the milk shops. She is applying for a loan to buy another buffalo to expand the milk-selling business

She is the group leader for some more women from her locality. Rubina Naz baji wants a loan to buy ingredients (lentils, cooking oil, and spices) for her food-selling business. Safaide baji wants a loan to buy a buffalo for her milk-selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 79.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana Group's $650 loan helped a member to buy another buffalo for milk-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2009
Feb 28, 2009
Currency Exchange Loss:
May 23, 2010