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Bayardo Manuel

Mr. V. lives in the municipality of Ticuantepe together with his wife and children. His wife works to support with the household expenses. She has a used clothes store at her home. Don Bayardo has worked for five years as a security guard supervisor. His future plans are to improve the living conditions of his family. The greatest difficulty that he is facing is building his home due to a lack of financing since his salary is low. With this request, he is going to buy construction materials to make improvements to the home and be able to have a home worth of his family.

View original language description ↓
El señor Bayardo Manuel Vásquez, habita en el municipio de Ticuantepe junto a su esposa y hijos, la esposa trabaja para apoyarle con los gastos del hogar tiene una tienda de ropa usada en su casa, don Bayardo trabaja como supervisor de guarda de seguridad, desde hace cinco años, los planes hacia un futuro es mejorar las condiciones de vida de su familia, la mayor dificultad que ha tenido en construir su vivienda por falta de financiamiento; ya que su salario es bajo. Con esta solicitud va a comprar materiales de construcción para hacer mejoras a su casa y poder tener una casa digna para su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Bayardo Manuel buying construction materials to improve and finish his home.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 24, 2009
Mar 7, 2009
Currency Exchange Loss:
Dec 15, 2009