Umc Primary School, Makump Bama Village Group
Many children from this village and the surrounding villages passed through this school. The school has a proud history; it has produced alumni who are teachers, lawyers, and many other professional workers. Some former students are currently in colleges and universities.
One major constraint the school is currently facing is the lack of adequate furniture, especially benches and desks. In 2000–2002, rebels made Makump Bama village a base. During their stay in this village, they used all of the school’s furniture as firewood.
Edward N. J. is the Headmaster of this school. Edward was born sixty years ago in Yoyema village in Moyamba district in southern Sierra Leone. He is married with four children and four dependents (nephews and nieces). Two of his children are already grown-ups and the other two are in tertiary institutions. The four dependents are still in school. Edward has been a teacher since 1970. With this loan, he will pay the fees for his two children who are in tertiary institutions.
About Salone Microfinance Trust (SMT)Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid