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Kubra Ghulam Jailani Group
In this Group: Kubra , Nasreen Kosar , Salma , Razia , Sakina
Kubra baji is a 37-year-old married lady and a citizen of a city called Borewala, Pakistan for the past 20 years. Her husband's name is G. J. and he is a cobbler. Kubra baji is the mother of four kids: three sons and one daughter. Her first two sons are involved in a carpet-weaving business. The others are getting education from a school located near their house.

Kubra baji is a very supportive lady. She helps her husband in making shoes. She is applying for a loan to buy leather to make more shoes and earn a profit.

She is the group leader for some more women from her locality. Nasreen Kosar baji wants a loan to buy material (colored thread and sketches) for her carpet-weaving business. Salma baji wants a loan to buy groceries for her grocery shop. Razia baji wants a loan to buy warm clothes to sell. Sakina baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 79.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kubra Ghulam Jailani Group's $900 loan helped a member to buy leather to make shoes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Feb 28, 2009
Currency Exchange Loss:
May 18, 2010