The Semilla Association belongs to the main center of Los Andes, located in the Villa Tunara zone of the city of El Alto. They have worked alongside Pro-Mujer for the past eight years, approximately. The majority of these women are married and they have an average of five children apiece. In some cases their partners abandoned them and they have had to work alone to care for their families. For this reason they needed to look for their own activities that would allow them to generate resources for the good of their families.
The Semilla Association has diverse activities. They sell clothing, cheese, vegetables, fruit, and shoes. Others sell sweaters and hand-woven mantillas (veils). All the members want to improve their businesses so they are asking for a loan to buy merchandise and raw materials, depending on their business. They are sure their sales will increase and they will earn enough to solve their families' problems.
La asociación “Semilla” pertenece al centro focal Los Andes, ubicado en la zona de Villa Tunara de la ciudad de El Alto, trabaja junto a Pro-Mujer hace ocho años, aproximadamente.
Casadas en su mayoría tienen un promedio de cinco hijos cada una, en algunos casos sus parejas las abandonaron teniendo que hacerse cargo ellas solas de sus familias, es por ello que tuvieron la necesidad de buscar actividades propias que les permita generar recursos para el bien de sus familias.
La asociación “Semilla” tiene diversas actividades, venden; ropa, queso, verduras, fruta, zapatos, otras venden chompas y mantillas tejidas a mano. Todas las socias quieren mejorar sus negocios, para esto solicitan mayor capital para comprar mercadería y materia prima, dependiendo el caso. Están seguras que sus ventas aumentaran y podrán obtener ingresos suficientes para solventar sus familias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.