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Raúl
Raúl is 40 years old, married for 16 years, and is the father of 7 children, 5 of whom are still at home. Farming is part of the good habits he inherited from his parents, he has always tried to grow a large quantity of peas and beans, even though these in smaller quantity products smaller profits. Raúl was able to rent farms where they previously grew potatoes, and this facilitated growing peas, as from one sack of pea seeds he can harvest 50-60 sacks, and this he does at the most 3 times on the same farmland. But not all is well, as Raúl has been threatened by various plagues on his fields because of excessive rain, and also frost (in this cold climate), knowing that if a pestilence attacks his crops, he can use fungicides and pesticides, but with the frost there isn’t a way to save his crops. Raúl is very happy with his pea crops, despite the difficulties that he has, the prices support him continuing to grow this crop as they are very profitable for him. He is secretary of his communal bank; at each of the meetings he is in charge of recording all the agreements. This is his 2nd loan with MFP, and all this time he has been punctual with his payments. The money he seeks is to buy fertilizer for his next pea planting and with the sales of his peas buy seeds. Raúl tells us he is happy to be given a loan as it enables him to continue working.
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Raúl tiene 40 años de edad, está casado hace 16 años, siendo padre de 7 hijos, de los cuales 5 viven en su casa. La agricultura es parte de las buenas costumbres que le heredaron sus padres, en todo este tiempo ha tratado de sembrar mayor cantidad arvejas y habas, aunque éstas en menor cantidad por ser de menor ganancia. Raúl procura alquilar chacras donde ya hayan crecido papas anteriormente, esto facilita la siembra de arvejas, ya que de un saco de granos de arvejas, llega a cosechar de 50 a 60 sacos, esto lo realiza 3 veces como máximo en la misma chacra. Pero no todo es bueno, ya que Raúl en ciertas oportunidades se ve amenazado por las plagas que se implantan en las chacras por la excesiva lluvia, y tambien la helada (clima helado), sabiendo que si la rancha ataca a sus cultivos, se puede contrarrestar con funguicidas y pesticidas, pero con la helada no hay solución alguna para salvar los cultivos. Raúl está muy feliz con sus cultivos de arvejas, pese a las dificultades que tiene, los precios lo alientan a seguir sembrando, ya que son muy rentables para él. Él es secretario de su banco comunal, en cada una de las reuniones está encargado de redactar todos los acuerdos, este es su 2do préstamo con MFP, y en todo este tiempo viene pagando puntualmente sus cuotas. El dinero que solicita es para la compra de fertilizantes para sembrar nuevamente arvejas y con la venta de ellas comprar semillas. Raúl nos comenta su alegría por habérsele otorgado el crédito, lo que le permite seguir trabajando.

About Peru

  • $12,000
    Average annual income
  • 106
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 3.3
    Peru Nuevos Soles (PEN) = $1 USD