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Benkadi (L’Entente) Group
In this Group: Mariam , Sara , Setou , Namprè , Mariam , Rhout , Koro
The women of the group Benkadi (meaning "agreement" or "harmony") are all married. Averaging 45 years of age and 5 children each, they live in large traditional extended families in the village of Kouroubadougou in Kimparana sub-prefecture (Ségou region, Republic of Mali). They know one another through ties of community and family. They are in a rare business, selling dried baobab leaves and powdered fruit from the same tree. They buy these goods from women who gather them. The group members also make soap from karité butter (from the shea nut) and potash. The members are in high demand in their businesses.


In order to satisfy the ever-growing needs of their customers, the group members decided to join the micro-finance institution Soro Yiriwaso and are on their first solidarity loan (group loan).


With this loan, they want to buy sacks of leaves and baobab powder. These condiments are sold retail and in cash transactions at the Kimparana marketplace.


They hope to realize an average profit of 55,000 francs CFA in the course of this cycle. The profits will be used to pay the loan interest and to provide for the extended family. Their ambition is to obtain a larger loan in order to diversify their work by selling pagnes (colorful West African cloth) from Bobo.

View original language description ↓
Les femmes du groupe Benkadi sont toutes mariées. Elles ont en moyenne 45 ans, 5 enfants et vivent dans des grandes familles traditionnelles élargies au village de kouroubadougou dans la sous préfecture de Kimparana (région de Ségou, république du Mali). Elles se sont connues à travers des liens de voisinage et de parenté.
Elles exercent une activité qui est rare, la vente de feuilles de baobab séchées et la poudre de son fruit qu’elles achètent avec celles qui les cueillent. Elles fabriquent également à base de beurre de karité et de la potasse du savon. Elles sont très sollicitées dans leurs activités.
Afin de satisfaire le besoin de leurs clientèles qui ne cesse d’augmenter, le groupe Benkadi a décidé d’intégrer l’institution de microfinance Soro Yiriwaso avec laquelle il est à son premier prêt solidaire (prêt de groupe).
Elles comptent utiliser ce prêt pour acheter, des sacs de feuilles et de la poudre de baobab. Ses condiments sont vendus au marché de kimparana en détail, et au comptant.
Elles espèrent réaliser chacune un bénéfice moyen de 55 000 FCFA au cours de ce cycle qui sera utilisé pour rembourser les intérêts du prêt, subvenir au besoin de la famille élargie. Elles ont pour ambition d’avoir un prêt élevé afin de diversifier leur activité en vendant des pagnes provenant de Bobo.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 19
    View loans »
    Mali Loans Fundraising
  • $11,391,850
    Funds lent in using Kiva
  • 515.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD