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Ni Komang Partini
Although a wife of a teacher, Komang Partini is willing to work, Partini runs a canteen in her husband’s school, and also operate a stall at home. Partini participate in Dinari joining KWT Teratai Mekar twice and repaid at the end of the period. With initial loan of Rp.1.000.000,- (about USD100), Partini sells a variety of goods, like snacks, rice, fruits, drinks and others. For the school canteen operation, Partini rotates it amongst the wives of other teachers. In a month, Partini gets to operate the school canteen for a week; Partini begins selling from the morning until early afternoon, after that Partini operates her stall at home until evening. Partini also prepares a variety of food, drinks, soups, cooked rice and others; also pig’s feed is prepared in the house. Profit attained amount to Rp.60.000,- (about USD6) per month. This profit is used to subsidize the family’s expenses as her 2 children is already working; the elder already married. And living in Jawa. Her house has been renovated and is permanent, self-built on the in-laws’ property and living close to relatives. Her hope is with this loan from Dinari, her business will advance and expand.
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Biarpun sebagai istri seorang Guru, Komang Partini,sangat ulet bekerja, Partini membuka usaha kantin disekolahnya,dan juga membuka usaha warung dirumahnya.Partini ikut bergabung di Dinari masuk kelompok KWT Teratai Mekar sudah dua kali periode dan pelunasan di akhir periode. Dengan modal awal Rp.1.000.000,-, Partini menjual bermacam-macam barang dagangan, seperti jajan,nasi,buah-buahan,minuman dan lain-lain. Untuk dikantin sekolahnya Partini bergiliran dalam berdagang dengan istri-istri guru yang lain. Dalam satu bulan,Partini mendapat giliran berdagang sebanyak 1 minggu ,Partini mulai berjualan dari pagi hari sampai siang hari,selanjutnya Partini berdagang dirumahnya sampai sore hari dirumahnya Partini juga menyediakan bermacam-macam barang dagangan seperti makanan,minuman,soto,lontong dan lain-lain,juga dedak,konsendrat untuk babinya disediakan dirumahnya . Keuntungan yang diperoleh sebesar Rp.60.000,- perbulan. Keuntungan ini dipakai untuk mencukupi kebutuhan keluarganya karena kedua anaknya sudah bekerja dan yang paling besar sudah menikah dan tinggal di Jawa. Rumahnya sudah diperbaiki dan sudah permanen.Dibangun sendiri ditanah mertuanya dan hidup berdekatan dengan semua keluarganya. Harapannya dengan pinjaman yang diperoleh dari Dinari,usahanya semakin maju dan berkembang.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 60
    View loans »
    Indonesia Loans Fundraising
  • $4,478,300
    Funds lent in using Kiva
  • 11,825.3
    Indonesia Rupiahs (IDR) = $1 USD