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Ni Nengah Sulasmi
Ni Nengah Sulasmi is very diligent in farming her cows so that they are healthy and plump. Her breeding cow has produced two offspring that is not ready to be sold yet. To reap the reward, Ni Nengah Sulasmi needs to wait patiently for another 2 or 3 months for the little cows to mature and ready to be marketed. However, Ni Nengah Sulasmi is very enthusiastic about her business that she bought a share of a male cow to increase her farm's production. Most of Sulasmi's time is spent on farming her cows and pigs. She is fortunate that her eldest son that just finished high school starts helping in the farm by procuring grass for feeds. Ni Nengah Sulasmi's livelihood is dependent on her far,. Her husband works as a contract labor without steady income. Ni Nengah Sulasmi is planning to purchase a male cow that she plans to farm for 5-6 month to maturity and then sell for profit. So she is applying for a second loan from Kiva and Dinari for this purpose. She is very hopeful that the improving the farm's profitability may help her family's economic situation, especially with growing daily expenses and her 2 children needs fund to continue their education.
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Begitu ulet dan tekunya Ni Nengah sulasmi dalam beternak sapi. Sapi sapi peliharaanya sangat gemuk dan sehat , Induk sapi yang di pelihara kini telah punya anak namun belum bisa di jual karena umurnya masih kecil .Untuk mendapatkan hasil Ni Nengah Sulasmi harus bersabar menunggu dua/tiga bulan lagi hingga anak sapi itu siap di pasarkan . Meskipun begitu Ni Nengah Sulasmi sangat antusias bahkan dia kini menambah peliharaan sapinya dengan jenis pejantan yang di perolehnya dengan sistem bagi hasil ( Memelihara sapi orang ) .Hampir separuh waktu yang di miliki oleh Ni Nengah Sulasmi di habiskan untuk mengurus ternak sapi dan juga babi yang di miliki. Untunglah saat ini Dia Di Bantu oleh Putra Sulungnya yang sering membatu menyabit rumput karena telah menyelesaikan pendidikan tingkat SMU Nya. Kelangsungan Hidup keluarga Ni nengah Sulasmi Sangat Tergantung Pada Hasil Pertanian Dan Peternakan terutama ternak Sapi dan Babi.Sedangkan Suaminya mengerjakan tanah pertanian dan kadang –kadang ber buruh serabutan.
Ni Nengah Sulasmi kini berencana membeli satu ekor Sapi pejantan lagi yang akan di gemukkan dengan harapan 5- 6 bulan kedepan dapat dijual , untuk itu Ni nengah Sulasmi Mengharapkan pinjaman lagi untuk tahap yang kedua dari Kiva Melalui Yayasan Dinari. Ini Merupakan harapan satu-satunya yang bisa menunjang perekonomian keluarganya, mengingat biaya kebutuhan sehari-harinya semakin banyak karena kedua orang anaknya sangat membutuhkan Biaya untuk melanjutkan Pendidikannya

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 111
    View loans »
    Indonesia Loans Fundraising
  • $5,039,300
    Funds lent in using Kiva
  • 11,825.3
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ni Nengah Sulasmi purchase a bull.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 16, 2009
Listed
Mar 20, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2010