Joy L., 28 years old, is a typical "tapisero" (sugarcane cutter) of Barandias, Pangantucan, Bukidnon, Southern Philippines. She and her husband receive PHP100 (USD$2.50) a day for their labor. The couple comes from the Manobo tribe and they have been in financial difficulty for the past years. She then decided to engage in rice trading with her co-"tapaseros" as her main customers. Currently, Joy and her husband continue to be "tapaseros" so they can earn additional income. However, income is not sufficient for the family. To expand her business, she needs an additional capital amounting to PHP 8000 to purchase milled rice directly from the farmers.
About Hagdan Sa Pag-uswag Foundation, Inc.
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.