Miriama and her husband are very talented, and they decided to leverage these talents to support their family. With help from an SPBD loan, Miriama was able to launch a real jewelry-making business. She is asking for additional funds to upgrade the tool set she and her husband use to make their wares. They make necklaces, earrings, hair combs and bracelets. Most of their products are made from material native to Samoa – for instance, they make much use of coconut shells in their designs. Their products are sold in handicraft stalls that cater to tourists and locals alike.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.