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S., 42, is a local vegetable planter and she currently grows morning glories at the public lake in the area of Phnom Penh City, earning an average of US$ 5 per day. She is married to Than, 42, who is the father of seven children, and who also helps her in planting morning glories.

The family's businesses now are running very well and that motivates them continue working and improving. S. is asking for a US$ 500 loan in order to purchase seeds, fertilizer, and a boat to supply her business operation. (S.'s husband is pictured because she was not available for photographing.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Lem to purchase seeds, fertilizer, and a boat.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 5, 2009
Feb 25, 2009
Currency Exchange Loss:
Jan 15, 2010