Leitu lives in a small Samoan village with her husband and newborn baby. Her husband works as a carpenter and earns just enough to provide for the basic necessities for their family of three. Leitu’s parents recently passed away, and left her their small taro plantation. Leitu capitalized on this opportunity to earn additional income. She joined SPBD to gain access to the capital necessary for her to develop her land into a productive taro farm. She is requesting loans to purchase fertilizer and some basic tools to help her through her first large harvest seasons
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.