Doña Maria is a hairdresser, and she has also been selling cosmetics, clothing, and shoes for many years. She started her sales business in a part of the oriental market in the capital Managua; she also studied as a beautician. All of these activities were accomplished with help from her mother and husband. She is 61 years old and lives in the Jericó neighbourhood with her four children who are independent and have jobs. It is important for Maria to see her family do well.
This is her fourth loan with Kiva partner Afodenic, and she plans to use it to buy clothing for children and adults, shoes, and cosmetics so that she has a greater variety to offer to her customers. Her plan for the future is to continue increasing her sales as well as her inventory.
Doña Maria es estilista, vende cosméticos, ropa y zapatos desde hace muchos años, negocio que inicio vendiendo en un tramo del mercado oriental de la capital de Managua, también estudio en cosmetología todo esto lo realizo con ayuda de su mama y esposo, tiene 61 años de edad, reside en el barrio Jericó con cuatro hijos que están independiente y trabajan. Lo cual es importante para ella ver a su familia realizada, tiene cuatro ciclo de estar trabajando en Afodenic con esta solicitud va invertir en la compra de ropa para niño y adulto, zapatos, cosméticos para ofertar variedad a sus clientes. Sus plane a futuro es poder seguir creciendo en sus ventas como en inventario.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.