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Ulufale is 32 years old and is married with five children. Her husband passed away two years ago, leaving her alone to raise and support her children. Ulufale fell very ill after her husband’s passing, and she was in the hospital for three months. Her children dropped out of school and began working on the taro plantation. When Ulufale was well enough to leave the hospital, she found so much joy and hope in her children’s strength and she vowed to go on with her life and put the past firmly behind her. Her resolve to gain financial security was strengthened by this experience, and she now works on her plantation daily and is taking out a loan to purchase some fertilizer and to pay the school fees necessary to get her children back in school. Her hope is that she can save enough money to take her family overseas, as she wants to ensure that her children have lives full of opportunity.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 63
    View loans »
    Samoa Loans Fundraising
  • $7,805,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ulufale to purchase fertilizer for taro plantation and children’s school fees.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 16, 2007
May 31, 2007
Currency Exchange Loss:
Feb 2, 2009