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T. Sanabar is 46 years old. She works purchasing and reselling cows with her children. She has five children.

Sanabar would like to request a loan of $1000 USD for a term of 12 months in order to purchase additional cows to increase her inventory and meet customer demands. She believes this will lead to greater revenue and, ultimately, greater profit for her family. In the future, she would like to reinvest the earnings generated by this loan back into her business to purchase additional cows and increase her income further. She plans to use the increased income to fund her children’s education. You could become an important part in Sanabar family's life, and she deeply appreciates the trust and support you are giving her.

More about Tajikistan and IMON International

Tajikistan is one of the poorer of the 15 former Soviet republics, with a GDP per capita of less than $600. The civil war, which took place soon after its independence from the U.S.S.R., severely damaged the already weak economic infrastructure and caused a sharp decline in agricultural production and the manufacturing sector. In addition, 93% of the country is mountainous and only 7% of the land is arable. All of these factors have resulted in a severe lack of jobs and have forced hundreds of thousands to leave Tajikistan to find work in other countries, mostly in Russia. While Tajikistan has experienced some economic growth since the end of the Civil War, nearly two-thirds of the population still lives in abject poverty.

IMON International's mission is to promote sustainable economic development and improved quality of life in Tajikistan by insuring reliable access to financial services for the economically active members of the population. IMON International has 8 branch offices throughout Tajikistan, and its entrepreneurs work in many parts of the country's economic sector, including trade, manufacturing, agriculture, and services. As of October 2008, IMON International had 27,802 active clients and a total portfolio of $28,405,549. Approximately 44% of these clients are women and 65% are from rural areas. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sanabar to purchase the cattle to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2009
Feb 25, 2009
Currency Exchange Loss:
Mar 15, 2010