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Kobusingye Cissy Group
In this Group: Cissy, Mariam, Specioza, Immaculate, Rose

Cissy K. is 30 years of age and married with three children who are between the ages of 9 and 13. She rents the place in which she resides with her family. They have three meals a day and her greatest expense in a month is feeding the family.

Cissy is a shop attendant and this is how she earns her living. She works seven days a week and she normally receives 20 customers a day. She has been doing this for over three years now and prior to this she was selling used clothes. The challenge she meets is that every morning she has to spend money on transport. On days she doesn’t have transport money, she must walk to her workplace, which is about three miles away from her home.

She has worked with MCDT for five years now and chose to work with MCDT because she finds it easy to understand the way they operate. She will use this loan to pay school fees for her children and also use some of it to pay for rent. She also wants to start up her own business.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 183
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 1,965.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kobusingye Cissy Group's $1,550 loan helped a member to pay her children's school fees and the rent for her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2009
Feb 27, 2009
Currency Exchange Loss:
Aug 19, 2009