Tauva is a single woman who works hard to contribute to her family’s income. She spends most of her time making clothing and decorative handicrafts for re-sale at the local flea market. After all expenses, she can clear about ST 140 a week (about USD 55), and of this income, some goes to savings and the rest she willingly gives to her parents and siblings to help make small improvements in the family’s living conditions.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.