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K., 29, owns a battery-powered machine (battery AA) recharged in her family's land in the Siem Reap Province. She has been in this business for more than four years and runs it very well. To help add more income to the family, K. owns a grocery store, and she is noted for her service. Yun, 32, is K.’s husband; he owns a medium vehicle used as a dump truck. The family has three children, all of whom are single and attending school. Now, K. wants to increase her income to provide for her family’s expenses. Thus, K. is requesting a loan of $400 to buy more grocery products and to renovate her grocery shop. K. was not available during the photograph, so her husband is shown instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Hoy to buy more grocery products and to renovate her grocery shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 18, 2009
Feb 25, 2009
Currency Exchange Loss:
Dec 15, 2009