Siapu M. is a widow with six children and two grandchildren. Since her husband’s passing, she has found it difficult to care for her family financially from her taro plantation which is her only source of income. She has used micro-loan facilities to keep investing in her plantation and ensure that this income source remains viable. She is currently seeking loan funds to purchase weed killers, insecticides and fertilizers to improve her crop yield and thus enhance her income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.