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Nyanzi Chriatine Group
In this Group: Christine Nyanzi, Christine, Grace, Peninah, Christine
Christine is 24 years of age, and she is married with 2 children, ages 3 and 1 year. Her children are still too young to go to school. Ms. N. rents a single room with neither electricity nor water and they are four people staying in that room. She has one meal a day and the greatest expense for her in a month are food and medications for her family.

Christine sells charcoal to earn a living for herself , and she sells from home; she works six days a week. She receives about 20 customers a day and they can be men, women, and children. She sells on a retail basis. She has done this type business for three years now.

The main challenge she faces in her business is that at times they supply her with poor quality charcoal and her customers complain. The rainy season also affects the supply of charcoal since most suppliers don’t go to villages to collect the charcoal when it rains a lot because of the poor roads.

Christine has worked with MCDT for 2 years now and the reason why she chose to work with MCDT is because it serves the poor. She wants to use the loan she receives from MCDT to increase her stock. She also would like to expand on her business and be able to sell on a wholesale basis.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 210
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 1,991.0
    Uganda Shillings (UGX) = $1 USD