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Flor De Maria
Flor de María is single and has worked a the Jacinto Hernández Hospital in Nueva Guinea for the past 25 years as a nursing assistant. She has two grown-up children who, even though she's not their economic provider, live with her in her home and help with household expenses. She is mother and father to her children and taught them how to work and study so they would be good people. Her eldest daughter is 28 years old and works as a credit analyst in Curacao, and her youngest son is a teacher. Flor is requesting her seventh loan through Kiva partner AFODENIC to invest in painting her home and reflooring her kitchen. She is a woman well-liked in Nueva Guinea and at work she is known as a person of clean living, responsible, hard-working and sociable in her community. Her dream is to improve her home, come to know her future grandchildren, be healthy and for her family to always stay united.
View original language description ↓
Doña Flor de María, es soltera, trabaja en el hospital Jacinto Hernández en Nueva Guinea desde hace 25 años como auxiliar de enfermeria, tiene 2 hijos mayores de edad que a pesar que no estan a su cargo económicamente viven con ella en su casa y le ayudan con los gastos familiares del hogar, ella es madre y padre para sus hijos los enseñó a trabajar y a estudiar para ser personas de bien, su hija mayor de 28 años trabaja como analista de crédito en la Curacao y el menor de 25 años trabaja como docente. Flor de Maria esta solicitando su 7mo crédito a AFODENIC para inventirlo en pintar la casa y hecharle el piso a la cocina, es una mujer muy querida en Nueva Guinea y en su centro de trabajo por ser una persona de buen vivir, responsable, trabajadora y sociable en su comunidad, su sueño es mejorar sus condiciones de vida y llegar a conocer a sus nietos, tener salud y que su familia siempre permanezca unida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Flor De Maria paint her home and refloor her kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 27, 2009
Mar 2, 2009
Currency Exchange Loss:
Sep 15, 2010