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Rebecca B. is married and has 4 dependants. She has received no formal education. Rebecca sells clothing at Atobiase near Elmina, which she has done since 2006. Her husband is a farmer. Rebecca uses her income to assist her husband with the house keeping expenses. Rebecca will use the loan as additional capital to enable her to increase the sale of clothing and meet the increased demands of her costumers. With the new profits from her expanded business, Rebecca plans to save towards acquiring a piece of land for the building of the family house so that she can stop paying rent and also provide comfortable shelter for the family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rebecca as additional capital to increase the sale of clothing to meet the increase in demand by her costumers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 27, 2009
Feb 23, 2009
Currency Exchange Loss:
Dec 24, 2009