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Veronica C. is a hairdresser who owns a beauty salon near the Elmina police station. Veronica has received a junior high school education. She is single and has no children. Veronica has been a hair dresser since 2005. She is responsible for paying the rent, utility bills and other financial expenses.

Her loan will be used to buy a variety of hair products to meet the demands of her customers who come to the salon. She hopes to use the new profits from her business to save towards a house she wants to build so that she can stop renting apartments.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,982,275
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Veronica to buy a variety of hair products.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 27, 2009
Feb 24, 2009
Currency Exchange Loss:
Dec 24, 2009