Eliepa is a 69-year-old woman living in a small Samoan village. She has a small pension entitlement from the government, but this isn't enough to live on or to help her build up her savings account balance. So Eliepa runs a flea market stall. She started just selling peanuts, but she has now expanded into merchandise, including women's and men's clothing. Eliepa is a rarity in Samoan society – a woman of nearly 70 years who is financially independent. She is quick to report that she doesn't believe that age is limiting – you just need to have passion for what you do, and then you can find the strength to do it. A loan will ensure that Eliepa can keep her flea market stall fully stocked and continue working daily for her much-prized financial independence.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.