Natia is married with two children. She started her small grocery business from a small loan she got from joining the SPBD microfinance program. Now on her third loan cycle, she intends to further expand her business by purchasing additional stocks. She intends to set up a Elei printing -- a traditional Samoan way of handprinting textiles -- business in the future using the additional earnings she will get from her business. She believes that with two businesses, in the future she will be able to significantly contribute to her household income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.