Chhem U., 39, is a local poultry seller, as well as a distiller of Khmer wine which she also sells. She has been running these businesses since 2000, and currently earning approximately $3 per day. She is married to Mr. Sharon, 44, who earns a daily income by selling firewood. Chhem U.'s husband has always collected the firewood from a people that cut trees in the forest and he stocks supplies of firewood for resale. The couple has four children who are students. Chhem U. is asking for a $1000 loan to buy additional poultry to raise and use the remainer of the loan for her husband to expand his firewood business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.