Mrs. S., 29, has owned a plot of farmland since 1999. She grows different kinds of vegetables, such as cabbage and morning glories. She is married to Chon, 35, who helps her grow vegetables. The couple has two teenage children, who are in school. The family lives in Kompong Cham Province. Mrs. S. is applying for a $900 loan to buy fertilizer, insecticide, a pump, gasoline, and a cow. (Mrs. S.'s husband is pictured.)
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.