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Naomi E. sells underwear and clothing at Akotobinsin near Elmina. Naomi has received a commercial education. She is married and has 1 child. Her husband is an auto electrician. Naomi has been selling underwear and clothing for a short time. She is responsible for assisting her husband with the housekeeping expenses. Her loan will be used as additional capital to enable her increase the sale of underwear and clothing to meet the increase in demand by her customers. She hopes to use the new profits from her business to reinvest back for the expansion of her trade.

In the basket beside her are some fabric samples of what she sells.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 40
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD