Thirty-five-year-old Seira P. is a mother of two. Her husband works a small farm. However, to pay the household bills and the children’s education expenses, Seira must work, too. Through her talent in weaving and crafting traditional Samoan handbags, she can contribute meaningfully to the family finances. A loan will help Seira purchase the raw materials that she needs to make these woven bags. She would use the loan to buy laupaono leaves (the leaves of a native Samoan plant used for weaving), fabric, glue sticks, knives, and needles. Seira's handbags are sold at flea markets, and the buyers are both locals and tourists.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.