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Juliana
Juliana O. is a single parent and has 1 child. She has received schooling through senior high. Juliana sells fabric, babies' wear and cosmetics at Twifo Praso Near Cape Coast, which she has done since 1999. Juliana uses her income to pay for rent, utility bills and other financial expenses. Juliana will use the loan as additional capital to enable her to buy more fabric, babies' wear and cosmetics to increase her sales to meet the increase in demand by her costumers. With the new profits from her expanded business, Juliana plans to save towards a house she wants to put up for the child and herself.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 8
    View loans »
    Ghana Loans Fundraising
  • $10,998,925
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juliana juliana will use the loan as additional capital to enable her to buy more fabric, babies' wear and cosmetics to increase the sale to meet the increase in demand by her costumers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2009
Listed
Feb 22, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 24, 2009